Aug 012018
 

By Gerald

I was one of the privileged attendees that were invited by Dr. Brigham who I have known for over 10 years. For those who are unfamiliar with Dr. Brigham, he is one of the world’s leading experts on impairment ratings and is the Editing Chair of the AMA Guides 6th Edition. This is the second Webinar I have been invited to by Dr. Brigham specific to problems within the workers compensation systems with other Webinars being planned. The topic was something that affects every one, from the tax payer who is forced to subsidize workers compensation systems when workers claim and benefits are illegally denied based on WCB friendly doctors, in house lawyers and insurance companies who are to blame for the anger and frustration of the injured worker. The topic specific to the Webinar was “Anger and frustration of the Injured Worker”

It was agreed by all attendees that the grand bargain that resulted in the formation of workers compensation is no longer the grand bargain that it was supposed to be. Many in attendance believe that the whole idea of workers compensation should be abolished and some other form of disability insurance be provided through the Federal Government rather than through provinces or states who do a pathetically poor job of ensuring workers get the benefits that they should be entitled to. All in all it was an interesting topic.

Obviously, everyone knows that the system does not work and most workers with permanent disabilities wind up on CPP disability benefits or Social Assistance resulting in taxpayers paying for work-related injuries.

Oct 262017
 

By Gerry

Click on the following link; https://www.thespec.com/opinion-story/7682409-dreschel-fighting-depression-and-stigma-at-city-hall/

Much of the problems associated with causation could be solved by bringing in legislation that would make it mandatory for all employers to carry private insurance along with workers compensation insurance to protect workers from having any loss of earnings due to a physical or mental injury. As noted in this article, Manulife were providing private insurance to the city workers. Carrying this further, all public servants have full protection for work and non work related injuries, paid for by workers and their families who themselves have no protection other than workers compensation insurance. The Alberta Workers Compensation Board have dual insurance paid for by employers and workers (Sun Life, I believe) so why is it that workers are also not fully protected. If all workers had full protection as have all first responders for example, they would not have to fight for benefits from WCB where causation is the sole and only prerequisite in having a claim accepted. Rather than workers having to fight over the cause of an accident as cause in the medical profession is in most cases unknown due to the fact that medicine is not an exact science, it would be the private insurance company who have deep pockets fighting WCB as to who was going to pay for benefits rather than the poor schmuck who does not have the financial ability or the knowledge to fight WCB.

The fact of the matter is that the workers compensation does not work and has not worked for decades as witnessed by various Royal Commissions that have always found that the system is and always has been against workers. Bringing in legislation to provide dual protection for workers would solve a lot of problems and would be cost effective as many large employers provide dual benefits already such as large companies like Telus, Rogers, Shaw, ATCO, Fortis Alberta to name a few. As a retired AGT and Telus employee, even when Telus began paying for workers compensation most of the employees filed claims through the private insurance company to avoid the hassle of a workers compensation claim.